Web2 days ago · The FHA will insure loans for borrowers with scores as low as 500 but requires a 10% down payment for a score that low. Mortgage insurance is required for the life of an FHA loan and cannot be ... WebMost home buyers choose a 30-year, fixed-rate mortgage, which has equal payments over the life of the loan. 15-year fixed-rate loans are also available via the FHA program.
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